The officers in the Trust Department of Habersham Bank are qualified to administer a wide range of personal trust products and services including:
- Established line of credit that’s always available
- No collateral required
- Competitive interest rates
- Saves money on loan fees by avoiding multiple consumer loans
Our professional staff can assist in the design of your financial plan, working closely with your legal and tax advisors to assure current and future tax benefits are maximized. We can help you determine which type of trust would be more advantageous for you. We provide experienced trust administration that will meet your present needs and the needs of your beneficiaries in the future.
To encourage further saving and investing, Habersham Bank can facilitate the purchase of real estate through your IRA. Once your account has been established and properly funded, clients instruct Habersham Bank, acting as Custodian, to purchase a specific investment property. Funds can even be transferred from an existing IRA, 401(k) or 403(b) to a self-directed IRA at Habersham Bank for the purpose of investing in real estate. However, all income generated from the sale of a property owned by your IRA must return directly to the IRA.
A Habersham Bank Trust Officer will be happy to provide more information on Real Estate IRA’s to help you determine if this investment vehicle is right for you.
The settlement of your estate encompasses many duties and responsibilities which are often complex. Our services as executor can help protect your estate and relieve the burden from your beneficiaries. By using Habersham Bank as your fully qualified executor, you have the benefit of:
- Impartiality in treating all heirs alike
- Specialized knowledge to provide services needed to settle an estate
- Competitive interest rates
- Personal consideration in treating your heirs with understanding and sympathy
Our services as executor of your estate can help protect your estate and save your beneficiaries time and worry.
We cordially invite you to become better acquainted with the staff of our Trust Department. Call today for an appointment. We’d love to help you with your investment needs.
If you currently have an account with us, you may click here to access it.
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