Headquartered in Clarkesville, Georgia, Habersham Bank was chartered in May 1904. Habersham Bank is an independent, full service community bank with a trust, investment, insurance, and
mortgage department. We currently have eleven locations throughout North Georgia.

We provide innovative products and services designed to meet your particular needs. We offer the latest in 24-hour banking technology including Internet banking and a telephone banking system. You have the ability to access your account, transfer funds, or pay bills at any time.

Our locations include Baldwin, Braselton, Canton, Clarkesville, Cleveland, Cornelia, Cumming, Hickory Flat, Toccoa, Eastanollee, and Warrenton. Located in most of the offices are Advantage Insurers, Inc., an independent insurance agency, and Habersham Mortgage, a full service mortgage department.

Vision, Mission, Values

Vision:
• We are the financial services company of choice in the communities we serve.

Mission:
• Build superior financial relationships with our customers
• Provide an exceptional workplace for exceptional people
• Create greater shareholder wealth

Values:
• Integrity
• People
• Community
• Family